In April 1978, the State Earnings Related Pension Scheme (SERPS) was introduced in the UK. This made it possible to contract out into an occupational pension scheme. A fundamental condition of it being contracted out was that the scheme should provide a defined minimum benefit. While the requirement to provide Guaranteed Minimum Pension (GMP) benefits
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In the early stages of a small business, the owner is usually focused on its growth and profitability. Making an exit plan for the business is most likely not included in his or her long list of things to do. So, this article aims to remind business owners, who have yet to begin planning for
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Are you thinking about opening your first retail store? Whatever you plan to sell, you will need a multitude of resources to make your store appear professional and inviting to customers. All of these things cost money, and that is something that can be a little tight in the early days of a business. Here,
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The Land of Opportunity. This is a place that millions across the world dream of living in. Abundant in various cultures and languages, the United States has many people relocating to its shores. In 2019, for example, it was estimated nearly thirty-one million people moved to the country. That number does not stop there. While
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When you run a business, you want it to be a company that you can be proud of. At the end of the day, all too many business owners focus on one thing: profit. But running a business entails so much more than this alone. Instead of doing whatever you can to make the
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Labor shortages in any industry can be highly stressful occasions. Options can seem limited, and you may lose faith in your venture if others seem disinterested too. There are avenues to explore that can improve the prospects of your agricultural firm. Couple your determination with strategic decision-making, and there will be no end to the
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Let’s face it, the global pandemic has caused major problems for most businesses. And yours is no different. The fact that you’ve made it through the worst situations in one piece deserves to be celebrated. Nevertheless, it is now the time to think about getting your venture back on track. It may sound
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COVID-19 is putting massive restrictions on businesses across sectors. It’s having an enormous impact on what people can buy and how companies operate. In light of this, many brands are taking the plunge and moving their operations outdoors. The idea is to provide a similar level of service to customers while avoiding some of
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Career breaks are a great way to chop up your working life into more enjoyable chunks, allowing you to complete projects you wouldn’t otherwise be able to do. However, getting it right is a challenge. Once you start taking breaks longer than – say, three months – you may start to lose some of
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Reputation is a massive element of growth and marketing in business, particularly if you’re something of a new entity doing what you can to compete. So, it’s important to make sure you keep your standards high and know what processes are absolutely essential to carry out. While making business mistakes can and may happen from
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